Annual India Edition 2026

The 2026 Threat-Intel Calendar — India edition.

A month-by-month read of the regulatory beats, adversary cadence, and seasonal patterns Indian defenders should plan against in 2026 — across nine critical sectors. Not a prediction of when specific incidents will land. A planning artefact, corrected monthly as the year unfolds.

Published

February 2026

Updated

29 May 2026

Next revision

30 June 2026

Sectors

9 covered

How this calendar works

It is a planning frame, not a forecast. Five inputs are knowable a year out.

01 · Deterministic

Regulatory beats

CERT-In, SEBI, RBI, IRDAI, MeitY, DoT and CEA publish their dates. We surface them; we do not invent them.

02 · Statistical

Seasonal patterns

Festive UPI fraud, ITR-refund phishing, exam-result lures, IPL scams — multi-year curves, anchored to RBI and CERT-In data.

03 · Reactive

Adversary cadence

APT36, SideCopy, TAG-38 / RedEcho, Lazarus, MuddyWater. Operational tempo from Mandiant, Talos, Recorded Future, ESET, Seqrite.

04 · Corrected

Monthly revisions

Every month, we mark what landed against what was forecast, and reissue the calendar with corrections. No prophecy required.

Year at a glance

Regulation
Event
Patch Tuesday
Seasonal window
Today (auto-updates on each visit)
Filter:

01 / 12 · January

01 / 12

January

Past

Fixed beats

  • 13 Jan Patch Microsoft Patch Tuesday
  • 26 Jan Event Republic Day — hacktivist surge window [source]
  • 28 Jan Event Budget Session Phase 1 opens [source]

The month at a glance

  1. Republic Day is the centre of gravity this month.

    Hacktivist DDoS, defacement and exfil campaigns concentrate around 26 January.

  2. NIC issued a 7 January 2026 advisory.

    The pattern has held three consecutive years per CloudSEK.

    [source]
  3. Pre-position for the bigger I-Day window in August.

    Use January to lock down public surfaces and verify NCIIPC protected-system inventories.

By sector — what to drill

  • BFSI

    Capital-markets DDoS posture review ahead of Budget Day (1 Feb). Finalise CSCRF FY 25-26 audit scoping; the master circular requires annual VAPT and SOC-monitoring sign-off.

    Drill Tabletop: simulated DDoS on retail-banking and trading portals during Budget Day. Validate failover and customer-comms playbook.

    [source]
  • Power

    SLDC perimeter hardening. CEA Cyber Security Regulations 2025 expected to be notified later in 2026 — start gap-analysis against the draft published 6 Oct 2025.

    Drill Pre-Republic-Day perimeter audit of all NCIIPC-notified Protected Systems; ensure CSIRT-Power reporting flows are tested.

    [source]
  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    DoT Telecom Cyber Security Amendment Rules 2025 fully in force; non-telco "Telecommunication Identifier User Entity" (TIUE) onboarding into the Mobile Number Validation Platform continues.

    Drill TIUE-class platforms: verify number-based identifier flows are MNV-compliant; document evidence of IMEI verification on refurbished-handset channels.

    [source]
  • GovTech

    Highest hacktivist-correlation month. State CEO portals, central service domains and IndiaStack-adjacent platforms are the lead targets.

    Drill WAF rule-pack refresh for R-Day; pre-rendered static failovers for high-traffic .gov.in properties.

  • Healthcare Baseline

    Hospital BCM/DR drills quarterly; pharma listed-entity disclosure readiness verified.

  • Manufacturing

    Year-opening ransomware risk continues — Polycab (Mar 2024) and Tata Technologies (Feb 2025) are the recent comparables.

    Drill OT/IT segmentation review at one plant; verify air-gap or DMZ between historian and corporate.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

02 / 12

February

Past

Fixed beats

  • 1 Feb Event Union Budget 2026-27 presented [source]
  • 10 Feb Patch Microsoft Patch Tuesday
  • 10 / 20 Feb Regulation MeitY IT Rules Amendment 2026 notified / effective — synthetic-media labelling, 3-hour content-takedown window [source]
  • 23-26 Feb Event S4x26 (ICS / OT disclosures, Miami) [source]
  • 25 Feb - 4 Mar Event Nullcon Goa 2026 [source]

The month at a glance

  1. Content-takedown window collapses from 36 hours to three.

    MeitY IT Rules Amendment effective 20 Feb. Synthetic-media labelling becomes mandatory.

    [source]
  2. S4x26 sets the OT-disclosure cycle for the year.

    Pharma, auto, and defence-electronics OEMs should track Dragos and Claroty briefs from Miami.

  3. APT36 / SideCopy surge with kinetic events, not anniversaries.

    CTI data supports reactivity, not date-fixed clustering. Pre-stage forensic retainers.

    [source]

By sector — what to drill

  • BFSI

    Budget-day capital-markets surface monitoring (prudential — widely cited, not regulator-evidenced). Plan ratio of fraud-helpdesk capacity to IPL/festive call volumes that arrive March onward.

    Drill Budget-day TTX: NSE/BSE volumetric anomaly + brokerage portal DDoS playbook.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G

    PNGRB has no notified standalone cyber regulation; obligations flow through CERT-In + NCIIPC. Use Q1 to confirm Protected-System designations for refineries and pipelines.

    Drill Document NCIIPC reporting workflow at one refinery and one pipeline operations centre.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    Significant social media intermediaries and OTT/digital-news publishers now operate under a 3-hour takedown clock for lawful orders, 2 hours for specified complaints. Synthetic-Generated-Information labelling is mandatory.

    Drill Stand up an SLA-tracked takedown-request console; tag all SGI ingress endpoints; rehearse a 3-hour content escalation with legal.

    [source]
  • GovTech

    Reactive APT window. APT36 / Transparent Tribe operationally couples to India-Pakistan kinetic events within days, per Seqrite. No fixed-date spike — the trigger is the event, not the calendar.

    Drill Pre-stage forensics retainer; rehearse spear-phish triage on Pahalgam-style decoys.

    [source]
  • Healthcare Baseline

    Hospital BCM/DR drills quarterly; pharma listed-entity disclosure readiness verified.

  • Manufacturing

    New ICS tradecraft surfaces at S4x26 — pharma, auto and defence-electronics OEMs should track Dragos and Claroty disclosures from the conference for proofs-of-concept.

    Drill Map any S4-disclosed PLC/HMI advisories against your asset inventory within two weeks.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

03 / 12

March

Past

Fixed beats

  • 9 Mar - 2 Apr Event Budget Session Phase 2
  • 10 Mar Patch Microsoft Patch Tuesday
  • 13 Mar Regulation TRAI draft TCCCPR 3rd Amendment opens — mandatory AI/ML UCC detection [source]
  • 15 Mar Event ECI announces state election schedule (TN, Kerala, WB, Assam, Puducherry) [source]
  • 23-26 Mar Event RSA Conference 2026 (San Francisco) [source]

The month at a glance

  1. ECI’s 15 March schedule announcement opens a six-week disinformation window.

    Cyfirma and SOCRadar tracked the deepfake + DDoS pattern through LSE 2024.

    [source]
  2. IPL drags 600+ fake-ticketing and 400+ streaming-scam domains.

    Customer-care call surge for BFSI starts now; phishing-IOC feed needs a top-up.

    [source]
  3. FY-end ransomware tail historically hits manufacturing and pharma.

    Polycab India (Mar 2024) is the in-sector reference. Verify offline backups now.

By sector — what to drill

  • BFSI

    IPL fraud cluster opens — fake ticketing, streaming, fantasy-sports phishing. Customer-care call surge starts.

    Drill Stand up an IPL-themed phishing-IOC feed; brief contact-centre on common lures.

    [source]
  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    TCCCPR-3 consultation opens — AI/ML-based UCC detection, inter-operator intelligence sharing, ₹50L/LSA/month financial-disincentive cap.

    Drill Draft TCCCPR-3 compliance plan; map A2P/P2P traffic-declaration architecture.

  • GovTech

    Election-cycle disinformation window opens. Deepfake-audio against political figures historically peaks in the 4–6 week run-up to polling.

    Drill Stand up a deepfake-detection panel covering CM-level political figures in poll-bound states; share artefacts with ECI.

    [source]
  • Healthcare

    Sun Pharma (Mar 2023) and Granules India (May–Jun 2023) are recent listed-entity comparables. Pre-summer ransomware risk elevated in pharma.

    Drill Air-gap restoration drill on one ERP/MES system; document RTO/RPO.

  • Manufacturing

    FY-end ransomware tail. Listed Indian manufacturers have disclosed multiple incidents in March across 2023–2025.

    Drill Verify offline backups for two production-critical systems; tabletop with finance on year-end disclosure obligations.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

04 / 12

April

Past

Fixed beats

  • 1 Apr Regulation RBI: medium non-bank PSOs full compliance with Cyber Resilience & Digital Payment Security Master Direction [source]
  • 6 Apr Regulation IRDAI Information & Cyber Security Guidelines 2026 issued [source]
  • 9 / 23 / 29 Apr Event State assembly polls — Assam, Kerala, Pondy (9); TN (23); WB (23 + 29) [source]
  • 14 Apr Patch Microsoft Patch Tuesday

The month at a glance

  1. Three regulatory dates land inside the same month.

    1 Apr RBI medium-PSO compliance, 6 Apr IRDAI 2026 Guidelines, FY 26-27 audit cycle opens.

  2. State polls on 9, 23 and 29 April.

    State CEO portals, ECI-vendor systems and disinformation amplification all peak.

    [source]
  3. Insurers begin a 90-day clock on the first Annexure III audit.

    Scoping and auditor procurement cannot wait — the meter starts at FY-end.

By sector — what to drill

  • BFSI

    Critical: 1 April compliance for medium non-bank PSOs. Card networks, payment aggregators, PPI issuers, white-label ATM operators, TReDS, BBPOUs and cross-border money-transfer entities must demonstrate compliance.

    Drill Compliance attestation package delivered to RBI DPSS; gap-list of any control still pending with remediation dates.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    SMS-template approval load peaks for political parties; UCC volume from spoofed sender-IDs surges. TCCCPR-3 consultation continues.

    Drill Audit DLT registrations for poll-bound state party headers; check sender-ID misuse log.

  • GovTech

    Poll-day infrastructure stress on three dates (9, 23, 29 Apr). State CEO portals, ECI-adjacent vendor systems and disinformation-amplification monitoring all peak.

    Drill Pre-position ECI liaison; 24×7 SOC presence on poll days; rehearse takedown of impersonation domains.

    [source]
  • Healthcare

    IRDAI 2026 Guidelines effective from FY 2026-27 (issued 6 Apr) — first Annexure III audit report due within 90 days of FY-end. CBSE result-lure phishing window opens mid-month.

    Drill Insurers: scope first Annexure III audit. Health-network CISOs: pre-position CBSE-result phishing detections.

  • Manufacturing

    FY-end book-closing window — Tata Technologies-style ransomware tail (Feb–Apr 2025 comparable).

    Drill Final FY-25-26 backup-restoration sign-off; verify cyber-insurance renewal documentation.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

05 / 12

May

Current

Fixed beats

  • 4 May Event State election counting & results
  • 12 May Patch Microsoft Patch Tuesday
  • Mid-May Window IPL playoffs and finale
  • May Window CBSE / state-board results window [source]

The month at a glance

  1. A 1–2 week post-counting hacktivist window opens 4 May.

    Both winning and losing political ecosystems generate traffic. WAF posture stays elevated through 18 May.

  2. CBSE results + IPL finals collide late month.

    Fake-DigiLocker and fake-ticketing clusters peak concurrently for two weeks.

    [source]
  3. MeitY has named impersonation domains explicitly in past years.

    Use that precedent to push for fast take-down channels with registrars.

By sector — what to drill

  • BFSI

    IPL finale draws the year's largest concurrent payments-fraud peak — fantasy-sports KYC scams, fake-merchandise phishing, betting-tip schemes.

    Drill Customer-comms blitz before finals weekend; tighten velocity rules on small-value first-time UPI transactions.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    Sender-ID misuse around result-day SMS traffic; volumetric anomalies on transactional templates.

    Drill Sender-ID anomaly detection across CBSE-themed template approvals.

  • GovTech

    Post-counting DDoS on state CEO portals continues for 1–2 weeks. ECI grievance redressal sees impersonation phishing.

    Drill Maintain heightened WAF posture through 18 May; brief comms team on impersonation domains.

  • Healthcare

    CBSE/CISCE result phishing peaks — fake-DigiLocker domains, Aadhaar-OTP harvesting via "result-checker" APKs.

    Drill Publicly amplify official-channel-only messaging via your education and parent-engagement comms.

  • Manufacturing Baseline

    OT/IT segmentation; vendor-RMM tool inventory; ransomware-recovery drill quarterly.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

06 / 12

June

Upcoming

Fixed beats

  • 9 Jun Patch Microsoft Patch Tuesday
  • 15 Jun Window Galwan anniversary — reactive APT window [source]
  • June Window ITR filing season opens; pre-monsoon power-load peak

The month at a glance

  1. Pre-monsoon load stresses the grid; reactive APT window.

    TAG-38 / RedEcho intrusions historically concentrate on SLDCs in this window.

    [source]
  2. ITR filing opens; the phishing wave is 4–6 weeks away.

    Pre-position fraud-helpdesk capacity and customer-comms playbooks now.

  3. A regulatorily quieter month — use it to drill.

    Restoration, OT-IT segmentation, and offline-backup verification while load is low.

By sector — what to drill

  • BFSI

    IT-refund phishing campaigns surface; brokerages and banks brace customer-communications.

    Drill Customer-bulletin on official-domain (incometax.gov.in) only; brief contact-centre on common refund lures.

    [source]
  • Power

    China-aligned reactive APT cadence around Galwan-anniversary window has been documented across multiple years; treat as elevated probability, not certainty.

    Drill SLDC / RLDC perimeter audit; verify CSIRT-Power reporting flows; review NCIIPC Protected-System inventory.

  • O&G

    Cyclone-season pre-positioning; offshore platforms exposed to combined cyber + physical risk.

    Drill Verify out-of-band comms with at least one offshore facility; test SCADA failover.

  • Water

    Monsoon-onset operational stress on SCADA-heavy water utilities. Bangalore Water (Oct 2024) and Delhi Jal Board (2024-25) are recent points of reference.

    Drill Verify offline storage of OT configurations; rehearse manual operations for one pumping station.

  • Telecom Baseline

    DoT Cyber Security Rules 2024 + 2025 Amendment compliance; MNV Platform feed validation.

  • GovTech Baseline

    NIC advisory channel monitored; CERT-In Empanelled Auditor cycle on track.

  • Healthcare Baseline

    Hospital BCM/DR drills quarterly; pharma listed-entity disclosure readiness verified.

  • Manufacturing

    MuddyWater (Iranian) pharma-targeting baseline historically active here — though India-specific signal is from a single ESET window (Oct 2023 – Apr 2024).

    Drill RMM-tool inventory audit (Atera, ScreenConnect, SimpleHelp) — flag any non-sanctioned remote-access software.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

07 / 12

July

Upcoming

Fixed beats

  • 14 Jul Patch Microsoft Patch Tuesday
  • Jul-Sep Window IT-Department refund phishing peak [source]
  • 26 Jul Window Kargil Vijay Diwas (reactive window if tension)
  • Late Jul Event Monsoon Session likely begins (dates TBA)

The month at a glance

  1. IT-refund phishing is the dominant fraud class for 60 days.

    CERT-In Advisory 2025-IT-06 documents the pattern; use the official-domain-only customer line.

    [source]
  2. Income Tax Department published a 7 August 2025 advisory.

    Replicate the advisory verbatim in customer comms; brief contact-centre on refund-amount lures.

  3. Kargil Vijay Diwas — reactive APT window if tension is high.

    Vendor data supports India-Pakistan reactivity, not fixed-date clustering. Stay alert, not date-driven.

By sector — what to drill

  • BFSI

    IT-refund phishing is the highest-volume consumer-fraud class for the next 60 days. Bank fraud-helpdesks staff up.

    Drill Run a customer-awareness campaign on the spoofed `incometaxindiafilling.gov.in` pattern; brief contact-centre on refund-amount common lures.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G

    Refinery turn-around season — change-windows are when ICS exposure is highest. Oil India ransomware (Apr 2022) is the in-sector comparable.

    Drill Approve OT change-management exception process; verify no third-party VPN access stays open post-turnaround.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom Baseline

    DoT Cyber Security Rules 2024 + 2025 Amendment compliance; MNV Platform feed validation.

  • GovTech

    Kargil-window reactive APT activity possible if India-Pakistan tension is elevated. APT36 lure-volume baseline historically rises in border-anniversary months.

    Drill Pre-rehearse spear-phish triage on defence-themed decoys; refresh staff awareness on PPAM/Crimson-RAT-style lures.

  • Healthcare

    AIIMS Delhi (Nov 2022) sits in living memory — hospitals should keep restoration drills current.

    Drill Tabletop: ransomware on the hospital information system; manual-fallback procedures for OPD/IPD validated.

  • Manufacturing Baseline

    OT/IT segmentation; vendor-RMM tool inventory; ransomware-recovery drill quarterly.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

08 / 12

August

Upcoming

Fixed beats

  • 1-6 Aug Event Black Hat USA 2026 (Mandalay Bay) [source]
  • 6-9 Aug Event DEF CON 34 (Las Vegas) [source]
  • 11 Aug Patch Microsoft Patch Tuesday
  • 13-17 Aug Window Independence Day hacktivist surge — strongest evidenced seasonal pattern [source]

The month at a glance

  1. Independence Day is the year’s strongest evidenced seasonal spike.

    Cyble logged 4,000+ incidents in the August 2025 window — 404 defacements, 656 DDoS, 1,114 leak claims.

    [source]
  2. Black Hat + DEF CON drop new tradecraft 1–9 August.

    Subscribe team to Dragos / Claroty briefs; commit to a 2-week SLA on triaging disclosed advisories.

  3. Q4 weaponisation planning starts now.

    Canonical 4–12 week lag from Vegas disclosure to mass exploitation in the wild.

By sector — what to drill

  • BFSI

    I-Day weekend DDoS / leak-claim surge — even unverified claims drive customer panic and inbound contact-centre load.

    Drill Volumetric DDoS exercise on retail-banking surface; comms-team script for "alleged leak" claims with no corroborating evidence.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G

    Same OT-disclosure exposure as manufacturing. Refinery and pipeline ICS proofs-of-concept routinely surface at DEF CON.

    Drill Asset-inventory cross-reference with Aug-disclosed CVEs by 1 September.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    Carrier-grade DDoS volumetric peaks. TIUE-class platforms (Zomato, Paytm, etc.) inherit telecom-style abuse load on top of platform-level pressure.

    Drill Scrubbing-centre capacity verified; TIUE-class platforms: customer-comms script tested.

  • GovTech

    Highest-load hacktivist month. State, education and BFSI surfaces dominated the 2025 target list. Pro-Palestine, pro-Pakistan and religious-ideology groups historically coordinate within the I-Day window.

    Drill 24×7 SOC presence 13–17 Aug; rehearsed defacement-recovery; pre-staged static failovers for content-driven .gov.in domains.

  • Healthcare

    Education + healthcare were 32.5% / unspecified-but-high share of 2024 hacktivist targets per CloudSEK.

    Drill Hospital-network defacement TTX; pre-validated content recovery in <2 hours.

  • Manufacturing

    New ICS tradecraft from Black Hat / DEF CON lands. Dragos, Claroty, Team82 typically publish synthesis briefs first week of September.

    Drill Subscribe team to S4 / Dragos / Claroty mailing lists; commit to a 2-week SLA on triaging Aug-disclosed PLC/HMI advisories.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

09 / 12

September

Upcoming

Fixed beats

  • 8 Sep Patch Microsoft Patch Tuesday
  • 12-13 Sep Event BRICS Summit New Delhi (India hosting) [source]
  • Sep-Oct Window Big Billion Days / Great Indian Festival prep window

The month at a glance

  1. India hosts BRICS in New Delhi on 12–13 September.

    Host-nation infrastructure, transport, hotels and MEA vendors draw elevated APT + hacktivist attention.

    [source]
  2. The festive cycle opens late September.

    Cloned-storefront waves and fake-merchant QR codes ramp into October.

  3. Amazon India ran “Scam-Free September” with I4C in 2025.

    The brand-impersonation pattern they targeted recurs annually. Coordinate take-downs early.

By sector — what to drill

  • BFSI

    Late-Sep festive cluster opens — cloned-storefront waves, fake-merchant QR codes, "delivery delayed" SMS phishing.

    Drill Update fraud-rule velocity thresholds; refresh customer-bulletin templates for festive lures.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    SMS-template approval volume rises; A2P traffic from e-commerce merchants peaks; UCC complaints spike.

    Drill Pre-stage extra DLT review headcount; tighten anomalous-template detection.

  • GovTech

    BRICS-window heightened APT attention. MEA-adjacent platforms, summit-management vendors, accreditation portals are primary targets.

    Drill Locked-down access lists on summit-related staging environments; out-of-band channels with MEA SOC.

  • Healthcare Baseline

    Hospital BCM/DR drills quarterly; pharma listed-entity disclosure readiness verified.

  • Manufacturing

    September is when Aug-disclosed ICS tradecraft begins to be observed in the wild. Dragos / Claroty year-in-review preparation.

    Drill Catalogue all Aug-disclosed PLC/HMI advisories you have not yet acted on.

  • Transport

    Delegation-window operational-security spillover — airline ticketing, hotel booking, ride-hailing platforms see impersonation phishing.

    Drill Brief customer-care on impersonation lures; rehearse account-takeover detection on premium-tier accounts.

10 / 12

October

Upcoming

Fixed beats

  • 13 Oct Patch Microsoft Patch Tuesday
  • Mid-Oct Window Big Billion Days + Great Indian Festival peak (Sep-Oct) [source]
  • Late Oct Window Dussehra; payment-fraud uptick begins

The month at a glance

  1. Q4 mass-exploitation of August-disclosed tradecraft arrives.

    Patch or mitigate any Black Hat 2026 / DEF CON 34 CVE still open in your environment.

  2. CERT-In has named Amazon / Flipkart-mimicking domains.

    The 2023 festive advisory pattern recurs every year. Pre-position registrar take-down channels.

  3. Digital-payment fraud is 56.5% of all reported banking fraud.

    RBI FY-25 aggregate: 13,516 cases, ₹520Cr. The festive window is the peak contributor.

    [source]

By sector — what to drill

  • BFSI

    Peak festive phishing and fake-deal traffic. UPI fraud risk rises into Diwali. RBI does not publish monthly Diwali-specific data — treat as elevated probability, not a regulator-confirmed spike.

    Drill Festive-window fraud-rule pack; brief contact-centre on QR-swap and "payment-failed re-initiate" lures.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water

    Post-monsoon SCADA review window. Bangalore Water (Oct 2024) is the in-sector benchmark — exposed .env files remain a common root-cause.

    Drill Surface scan: any internet-exposed .env, .git, /admin paths on utility portals.

  • Telecom

    SMS-fraud volume highest of the year. TIUE-class e-commerce platforms inherit phone-number abuse load.

    Drill Verify A2P traffic-declaration completeness; escalate template-misuse cases to TRAI per draft TCCCPR-3 cadence.

  • GovTech Baseline

    NIC advisory channel monitored; CERT-In Empanelled Auditor cycle on track.

  • Healthcare Baseline

    Hospital BCM/DR drills quarterly; pharma listed-entity disclosure readiness verified.

  • Manufacturing

    Q4 weaponisation of Aug-disclosed ICS tradecraft begins. Dragos 2026 OT advisory typically lands here.

    Drill Patch / mitigate any Black Hat 2026 / DEF CON 34-disclosed CVEs still open in your environment.

  • Transport

    E-commerce parcel-tracking phishing peaks. Logistics carriers (Blue Dart, Delhivery, India Post) see brand-impersonation lures.

    Drill Coordinate take-downs with logistics partners; publish official-domain whitelist for customer comms.

11 / 12

November

Upcoming

Fixed beats

  • 10 Nov Patch Microsoft Patch Tuesday
  • Nov Window Diwali / Dhanteras (date varies — UPI fraud peak window)
  • 14 Nov Regulation DPDP Phase 2 — Consent Manager registration framework operationalises [source]

The month at a glance

  1. DPDP Phase 2 operationalises 14 November.

    Consent Manager registration framework goes live; substantive Data Fiduciary obligations phase in.

    [source]
  2. Full DPDP enforcement is targeted for 14 May 2027.

    An 18-month implementation runway opens from this milestone. Plan SDF designation now.

  3. Diwali / Dhanteras brings the year’s peak UPI-fraud window.

    CISO + DPO load coincides. Staff and rota plans matter here more than usual.

By sector — what to drill

  • BFSI

    Diwali / Dhanteras peak — combined with DPDP Phase 2 makes this the busiest CISO and DPO month of the year. UPI-fraud aggregate volume highest.

    Drill Publish first DPDP-aligned consent notice; CRO + DPO joint review of breach-reporting workflow.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    TIUE-class platforms inherit DPDP Data Fiduciary obligations alongside DoT identifier rules.

    Drill Cross-walk DoT TIUE compliance with DPDP Data Fiduciary obligations; one unified record of processing.

  • GovTech

    State e-governance and IndiaStack-adjacent platforms must align consent UX with the 14 Nov framework.

    Drill Map every PII collection point against DPDP's notice-and-consent rules; flag those still under IT Act §43A patterns.

  • Healthcare

    Health data is sensitive personal data under DPDP; Consent Manager touchpoints across CoWIN-style platforms, hospital portals, lab results, insurance-claim flows.

    Drill Inventory Data Fiduciary touchpoints; identify Consent Manager onboarding candidates.

  • Manufacturing Baseline

    OT/IT segmentation; vendor-RMM tool inventory; ransomware-recovery drill quarterly.

  • Transport

    Logistics + ride-hail platforms process consent-heavy PII; TIUE + DPDP combined load.

    Drill Stand up combined DoT + DPDP compliance owner; reconcile data-retention schedules.

12 / 12

December

Upcoming

Fixed beats

  • 8 Dec Patch Microsoft Patch Tuesday
  • 14-15 Dec Event G20 Miami Summit (India participating)
  • Late Nov - Dec Event Winter Session of Parliament (dates TBA)
  • Dec Window Year-end financial cycles; year-end ransomware tail

The month at a glance

  1. Year-end fraud window — KYC-expiry SMS lures and “tax-saving” scams.

    80C and ELSS deadline week drives the salaried-professional target list.

  2. FY 26-27 H1 disclosure window for listed entities.

    Verify CSCRF / ITGRCA / IRDAI audit-cycle completion before year-end.

  3. Plan the 2027 calendar from December’s RBI Financial Stability Report.

    The annual aggregates land in May 2027; FSR gives the leading indicator now.

By sector — what to drill

  • BFSI

    Year-end KYC-expiry SMS lures peak. "Tax-saving" scams target salaried professionals (ELSS / 80C deadline-driven).

    Drill Customer-bulletin on KYC official-channels-only; pre-position fraud rules for 80C deadline week.

  • Power

    Peak winter-load season — northern grid stress; combined operational + cyber risk monitoring.

    Drill Joint operations + SOC drill on simulated CSIRT-Power escalation.

  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom Baseline

    DoT Cyber Security Rules 2024 + 2025 Amendment compliance; MNV Platform feed validation.

  • GovTech

    Winter Session of Parliament — pre-session and budget-discussion media attention; protest-window hacktivism.

    Drill Maintain heightened-monitoring posture through Parliament session dates; coordinate with sector CERT.

  • Healthcare

    Pharma audit-cycle wrap; Sun Pharma (Mar 2023) and Granules India (May–Jun 2023) remain the listed-entity playbook references.

    Drill Verify FY 26-27 H1 audit completion; document any open ransomware-related insurance claims.

  • Manufacturing

    Year-end ransomware tail — Hunters International on Tata Technologies (Feb 2025) and LockBit comparables continue to shape playbook.

    Drill FY-26-27 H1 audit attestations; tabletop year-end book-closing ransomware scenario.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

Caveats & sources

Read these before you act on the calendar.

Editorial constraints

  • Not a forecast. Specific incidents on specific dates are not predictable. The calendar surfaces elevated-probability windows from deterministic, statistical and reactive inputs.
  • Anniversary correlation is reactive. CTI vendor data supports India-Pakistan and India-China APT reactivity to events, not fixed-date anniversary spikes.
  • Denied breaches are flagged as such. CoWIN (Jun 2023), ICMR (Oct 2023) and Airtel (Jul 2024) were officially denied; we cite the claim window, not the scope.
  • Water and Transport are under-disclosed. Indian utilities and transport operators rarely publish incident detail. Absence of data is not absence of risk.
  • Budget-day and salary-day patterns are behavioural hypotheses, widely cited in vendor research but not isolated in RBI or CERT-In time-series data.

Primary sources

Translate the calendar into drills your team can run.

The Phygital Range runs the scenarios highlighted in each month. Pick a sector — power, water, oil & gas, manufacturing — and book a tabletop or live-fire drill aligned to the month’s threat surface.